Compare Mortgage Rates
Need help finding the best mortgage rates?
Fill out our 2-minute form and get matched with a Mortgage Adviser who will fight to get you on the property ladder with the lowest rates.
- Find the lowest interest rates, advisers compare 20+ NZ lenders
- Unlock cashback offers, up to $25,000 cashback
- Advisers work quickly - generally 2-3 week turnaround
Compare Bank Interest Rates From 20+ Lenders*
Refinancing your mortgage or getting on the property ladder with your first home starts with knowing where rates sit right now. Advisers can compare rates across all major NZ banks and non-bank lenders to find the most competitive deal for your situation, not just the headline rate, but the full package including cashback, fees, and loan structure. Here are the mortgage rates from the biggest lenders, talk to an adviser to learn about rates from other lenders.
| Lender | Floating | 6M | 1Y | 18M | 2Y | 3Y | 4Y | 5Y |
|---|---|---|---|---|---|---|---|---|
|
6.29 | 5.39 | 5.59 | 6.05 | 6.09 | 6.19 | 6.39 | 6.49 |
|
6.29 | 4.79 | 4.99 | 5.35 | 5.45 | 5.45 | 5.49 | 5.59 |
|
6.44 | 4.79 | 4.99 | 5.29 | 5.45 | 5.45 | 5.45 | 5.49 |
|
6.25 | 5.65 | 5.85 | 6.29 | 6.29 | 6.29 | 6.39 | |
|
6.49 | 4.75 | 4.99 | 5.35 | 5.45 | 5.39 | 5.39 | 5.49 |
See a rate you like? Talk to an adviser and get the guidance you need.
*The live mortgage rates supplied by interest.co.nz are designed to be updated on an hourly basis, however sometimes updates may not occur as intended. Therefore the displayed rates are for reference only and we recommend you always check with a mortgage adviser or lender directly to confirm the latest rates on offer. The rates highlighted above are the ‘leading’ bank rate of the day, these rates may not be available to everyone. The highlighted rates may be ‘specials’, have ‘LVR requirements’ are for ‘owner occupiers’, or other ‘fine print’ to meet the eligibility criteria. Please check with your adviser directly to get information specific to your own circumstances.
Some of the Lenders We Work With
Connect with Mortgage Advisers who work with 20+ NZ lenders, including the big banks
Compare the rates across New Zealand’s major lenders
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Competitive Mortgage Rates
Choosing the right bank or lender is important as you could secure more competitive rates, repayment terms, and cashback offers.
That is why it is important to find a Mortgage Adviser that can help you on this process.
Why use a
Mortgage Broker?
- Compare and find the best rates for your circumstances
- Find the lowest repayment options suitable for you
- Cashback opportunities
- Consolidate debt
Whether your goals are simply to find the right rates and lowest repayments possible, explore possible cashback opportunities, consolidate higher interest debt, or simply just shopping around, get matched with an adviser today to find out more.
About Mortgage Matcher
At Mortgage Matcher, we help Kiwis get the right deal for their situation. We’ll connect you with advisers to find the lowest rates, cashback options, and overall home loan package that fits your goals today – and tomorrow.
Whether you’re buying your first home or you’re simply looking for the best rates, we understand that finding the right mortgage package can be overwhelming and confusing.
Experienced senior advisers will help you throughout the process, and ensure you get the right deal.
Why work with us?
- $200M+ in Mortgages Secured for our clients
- 20+ Bank and Lender Relationships
- 920+ Clients advised
Client Success Stories
Frequently Asked Questions
Our compare rates service helps you compare different mortgage rates and loan options from various lenders. It allows you to make an informed decision when choosing the right mortgage for your needs. Please note that we recommend you always check with a mortgage adviser or lender directly to confirm the latest rates on offer.
The mortgage rates are designed to be updated on an hourly basis, however sometimes updates may not occur as intended. Therefore the displayed rates are for reference only and we recommend you always check with a mortgage adviser or lender directly to confirm the latest rates on offer.
These live mortgage rates are supplied by interest.co.nz.
Mortgage brokers have access to a wide network of lenders and can help you find the best mortgage rates and terms tailored to your financial situation. They can save you time and effort by doing the research for you.
To start comparing mortgage rates, you can fill out our 2-min form. Our team will usually contact you within 2 business days..We’ll gather some basic information about your financial situation and preferences to provide you with personalized rate options.
Yes, you can trust Mortgage Matcher to provide unbiased mortgage rate comparisons. We don’t favor any particular lender, and our goal is to empower you with the information you need to select the best mortgage option for your unique circumstances.
Wondering what are latest rates?
Click through below to compare the rates across New Zealand’s major lenders
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