Find The Right Mortgage Broker
Mortgage Brokers work for you. Unlock up to $25,000 in cashback, find the best rates and compare all major lenders, all through one experienced broker, free.
- Advisers build a mortgage plan around your needs
- Let them do the work to find you the lowest interest rates
- Receive potential cashback offers, up to $25,000*
- Brokers work quick, generally 2-3 week turnaround
*Each lender has different lending and cashback criteria that may change at any time, including short term promotions.
Lenders that Mortgage Brokers work with
Mortgage Advisers work with 20+ NZ lenders, including New Zealand’s leading home loan providers…
*A Mortgage Adviser is generally known as Mortgage Broker
Compare the rates across New Zealand’s major lenders
Mortgage Matcher connects you to Expert Advisers
Connect with skilled Mortgage Advisers who can help you at every stage of the process.
The process of refinancing your mortgage may feel overwhelming, but it’s easier and quicker than you think.
We know advisers all over the country who will work quickly to find you the best deal.
Don’t just click refix with the bank, and don’t feel you have to spend hours comparing lenders, let an adviser do the work for you.
How Refinance Cashback Offers Work
When you move your mortgage to a new lender, most banks offer a one-off cashback payment — typically a percentage of your total lending, and sometimes higher during promotional periods.
How a mortgage adviser can help
- They know what cashback offers are available from the major lenders
- They can find out if you’re eligible for cashback now, or help you plan for your next cashback opportunity
*Cashback amounts shown here are based on 0.9% of lending and are subject to change and depend on individual circumstances and lender T&C’s.
How a Mortgage Broker can work for you
Help you understand and streamline your application process
Answer all of your questions
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Help you sort your mortgage structure
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Client Success Stories
Compare Rates*
| Lender | Floating | 6M | 1Y | 18M | 2Y | 3Y | 4Y | 5Y |
|---|---|---|---|---|---|---|---|---|
|
6.29 | 5.39 | 5.59 | 6.05 | 6.09 | 6.19 | 6.39 | 6.49 |
|
6.29 | 4.79 | 4.99 | 5.35 | 5.45 | 5.45 | 5.49 | 5.59 |
|
6.44 | 4.89 | 5.19 | 5.29 | 5.35 | 5.59 | 5.65 | 5.75 |
|
6.25 | 5.65 | 5.85 | 6.29 | 6.29 | 6.29 | 6.39 | |
|
6.49 | 4.89 | 5.19 | 5.45 | 5.29 | 5.59 | 5.65 | 5.75 |
See a rate you like?
Talk to a Mortgage Adviser and get assistance on this process.
*The live mortgage rates supplied by interest.co.nz are designed to be updated on an hourly basis, however sometimes updates may not occur as intended. Therefore the displayed rates are for reference only and we recommend you always check with a mortgage adviser or lender directly to confirm the latest rates on offer. The rates highlighted above are the ‘leading’ bank rate of the day, these rates may not be available to everyone. The highlighted rates may be ‘specials’, have ‘LVR requirements’ are for ‘owner occupiers’, or other ‘fine print’ to meet the eligibility criteria. Please check with your adviser directly to get information specific to your own circumstances.
Benefits of using a
Mortgage Broker
- Compare and find the best rates for your circumstances
- Find the lowest repayment options suitable for you
- Cashback opportunities
- Consolidate debt
Banks and lenders are often eager to secure new business, and can be willing to sweeten the deal for new clients. Choosing the right bank or lender is important as you could secure more competitive repayment terms, interest rates, cashback offers, and better customer experience.
That is why it is important to find a Mortgage Adviser that can help you on this process.
About Mortgage Matcher
At Mortgage Matcher, we help Kiwis connect with Advisers to get the right deal for their situation. Finding you the lowest rates, cashback options, and overall home loan package that fits their goals today – and tomorrow.
Whether you’re buying your first home or you’re simply looking for the best rates, we understand that finding the right mortgage package can be overwhelming and confusing.
Experienced senior advisers will help you throughout the process, and ensure you get the right deal.
Why connect with an Adviser through us?
- $200M+ in Mortgages Secured for clients
- 30+ Bank and Lender Relationships
- 920+ Clients advised
Frequently Asked Questions
Can I refinance my mortgage with MortgageMatcher?
Yes — refinancing is one of the most common reasons people come to us. We’ll match you with an adviser who compares rates and cashback offers across 20+ NZ lenders, so you’re not stuck accepting whatever your current bank offers at renewal. An adviser works quick, generally with a 2-3 week turnaround.
Mortgage Brokers have access to a wide range of lenders and loan products, which can save you time and money. They can help you fight for the best mortgage rates, negotiate terms, and guide you through the application process.
Yes, we ensure that all Mortgage Brokers listed on our platform are licensed and qualified professionals. We verify their credentials before they join our network.
To get matched with a Mortgage Broker, you’ll need to provide some basic information, such as your location, loan amount, and contact details.
Our matching process is quick, and you can usually expect to be matched with a Mortgage Broker within 2 business days of submitting your information.
Yes, absolutely! We can connect you with Mortgage Brokers who specialize in various mortgage-related services, including refinancing and home loans.
Yes, we take your privacy seriously. Your information is encrypted and protected in accordance with strict security protocols. We only share your details with the matched Mortgage Broker for the purpose of assisting you.
Our Mortgage Brokers can assist with a wide range of mortgages, including First-Time Homebuyer Loans, Refinancing, Investment Property Loans, and more. They can help you explore various options tailored to your unique situation.
After being matched, your chosen Broker will contact you to discuss your mortgage needs in detail. They will guide you through the entire process, from pre-approval to closing on your loan.
4 Simple Steps to Secure Your Mortgage
Get expert mortgage advice
MortgageMatcher is the faster and smarter way to find your financial adviser.
